Build to rent

A residential property development where all of the units/apartments are retained by an Owner, Developer, Managed Investment Trust or another entity.

In build to rent, the units are leased directly to tenants and cannot be sold individually. A property sale includes all units in the building.

A build to rent property isn’t registered as a strata title and has no body corporate/owners strata company. Each unit is leased out under an individual residential tenancy agreement.

Who it's not for

  • Developers that build a residential development and sell the units to individuals to either live in or rent out as an investment.

  • Strata title properties, where individuals have ownership over their own lot such as an apartment or townhouse, as well as shared ownership over the common property.

  • Properties where more than 9% of the tenancies are commercial (eg cafe, retail, public gym)

  • Tenants, landlords or people that live in buildings that are required to be insured by strata body corporates or similar entities.

What is not covered?

The policy doesn’t cover the following.

  • The insured's own contents where they occupy/live in a unit.

  • A tenant's contents and any other personal property.

  • Temporary wall, floor and ceiling coverings within a unit.

Request build to rent quote

Let our team of experienced brokers find the right insurance policy for you.

Why Choose BCB?


BCB is Australia’s largest specialist strata insurance broker and one of the 475 strong Steadfast Group member network.


With over 25 years’ experience partnering with strata managers, BCB offers scale, market leading technology and technical expertise for strata and community living property and related insurances.


Working in the interests of the owners, BCB provides dedicated broking resources and a full market solution, complimented in-house claims expertise, including for large and catastrophic events.